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Money is emotional
Essays about our relationship with money — and what it means to us


Money Insights
Short, thoughtful notes about money, feelings, and how we choose to spend our time.


Affordability Feels Different Without Hope
Affordability is real. But just like globalization, it isn’t new. People have always stretched, risked, and rationalized their spending. What is new—what feels heavier—is the loss of hope. Because affordability isn’t just whether you can pay a bill. It lives in your expectations about the future. What will life look like? Will you be okay? I remember seriously considering leasing a car I couldn’t afford—not because I didn’t understand the numbers, but because I believed somet
Apr 15


The First Time I Felt Rich
What a Strongman Taught Me About Money I’ve been trying to trace my relationship with money back to its origin story, but the tape only rewinds so far. Six years old, maybe. That’s where things start to flicker into something I can almost hold. But the first scene that really sticks—the one with color and texture and a lesson baked into it—comes a few years later, when I was nine, maybe ten, in fourth grade. At the time, I was balling. Someone had just given me a turquoise ny
Mar 31


The Signature on the Scoreboard
What a Signature Says About Power, Money, and Belief Gold didn’t update. It signaled. It told a story about status, power, and permanence, and then it sat still. You could see it, hold it, pass it down. Its meaning was shared and stable, reinforced slowly over time. Money changed that. It turned the story into numbers. Numbers made status measurable, and once status became measurable, it became comparable. Now everything updates—net worth, followers, markets. Refresh. Compare
Mar 28


Don’t Ask the Calculator the Wrong Question
On math, money, and life in the middle My mom is turning 80. She’s learning magic. Card tricks. Sleight of hand. The kind where something impossible happens right in front of you and you feel that little jolt—wait… what? She even hired a private tutor. Some guy in San Francisco. I picture him in a black cape in a dark, candle-lit basement somewhere in the Mission. She spent years as a math therapist, helping high school students work through their fear of numbers. And it work
Mar 26


Beep Beep. Beep Beep. What Is Your Time Worth?
Money doesn't just measure value — it quietly decides whose time matters and how much. An honest look at the psychology of time, work, and the things we don't get back.
Mar 20


When –1.5% Becomes Normal
How our feelings move with the baseline The stock market is down 1.5%. My heart rate picks up a little when I see the red numbers. Nothing dramatic. Just a tiny jolt in the body. The kind of reaction you get when something unexpected happens. Everything on my phone is red, significantly larger than it was earlier. Nothing in the real world has changed. The companies are still there. No earnings or economic data were reported . The rain outside the window looks exactly the sam
Mar 7


The Scoreboard Never Turns Off and the Goalposts Always Move
From Gold to Data: The Psychology of Constant Comparison Status isn’t new. Hierarchies are ancient. Long before gold sat in vaults, it sat in tombs. Wealth has always been visible — and visibility has always signaled rank: who held power, who controlled resources, who offered protection. Human societies have never been flat. The difference today isn’t status. It’s velocity. Gold made status visible . Money made it measurable. Once status became numeric, it became scalable. O
Mar 1


The Drift: How Money Influences Judgment
I remember being a teenager going to baseball games with my dad. He was a physician, and sometimes the tickets came from pharmaceutical reps — and those were the games you didn’t want to miss. We’d sit in great seats, close enough to hear the crack of Jason Giambi’s bat, or tucked into a luxury box. There was food, drinks, and a kind of polished hospitality that made you feel important. I still remember the elation of being handed a beer by an attractive woman before I was le
Feb 11


Money. Power. Respect & Psychology.
Money, power, respect, psychology. The NFL didn’t need Bad Bunny on the halftime stage. That’s what power looks like when it matures. Lev Mandel explores what money, power, and respect actually sound like when they don’t need to raise their voice.
Feb 10


An Emergency With No End Date: Financial Emergency Anxiety
How calling something an emergency changes the rules — and how it feels Somehow, we’re being told there’s an emergency trade deficit. Not a crash. Not a sudden rupture. Just the same thing it’s been for years, now renamed an emergency without any stated reason why today is different from 2017, or 2006. The claim is being made under federal emergency authorities that allow tariffs to be imposed without new legislation, and the Supreme Court is now being asked to decide how m
Feb 4


Debt Shifting, Debt Avalanche Vs. Snowball: Rational on Paper, Emotional in Practice.
Debt shifting is rational on paper. But money is weird. That gap is where most “perfect” financial strategies fail. The term debt shifting originates in corporate finance. It’s got a nice, buzzy ring to it, so naturally it escaped the Arc’teryx finance-bro down jacket and wandered into personal finance. Originally, debt shifting described multinational company strategies for allocating debt across subsidiaries—specifically, moving interest expense into high-tax jurisdictions
Jan 8
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